
This guide helps solo contractors and small business owners in Davis County, Utah understand their financing options — from local credit unions and CDFIs to SBA-backed loans and ITIN-friendly lenders. We highlight the local intermediaries who actually serve this community, so you know exactly where to start. Federal programs like SBA 7(a) and SBA 504 are available but are most accessible through local partners, not directly through Washington. Take your time, compare options, and never sign anything you don't fully understand.
Ask Iris. She'll explain it the way it should have been explained the first time.