Business financing in Utah County.
County-by-county financing guides. No paperwork. No social. No ID.
2 institutions are headquartered inside the Utah County line, and 8 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Utah County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Utah Community Credit UnionPersonal · Home · Business capital
- C U P Credit UnionPersonal · Home
Based elsewhere, with a member-facing office inside the Utah County line. You can walk in.
- America First Credit UnionPersonal · Home · Business capital
- Canyon View Credit UnionPersonal · Home · Business capital
- Cyprus Credit UnionPersonal · Home · Business capital
- Deseret First Credit UnionPersonal · Home · Business capital
- Goldenwest Credit UnionCDFI-certifiedPersonal · Home · Business capital
- IN THIS LIST
1 of the 13 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Mountain America Credit UnionPersonal · Home · Business capital
Show the other 2Show fewer
- Security Service Credit UnionPersonal · Home · Business capital
- Utah First Credit UnionPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Utah County is one of the fastest-growing business corridors in the American West, home to a diverse mix of tech startups, trades contractors, retail shops, and real-estate investors. This guide walks you through the financing options that actually serve Utah County — from local credit unions and CDFIs to the SBA Utah District Office — so you can make a confident, informed decision. Whether you have a Social Security Number or an ITIN, there are real pathways available to you. Origen Capital is a directory, not a lender; we are here to help you find the right door.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Goldenwest Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
America First Credit Union · Canyon View Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN UTAH COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN UTAH COUNTY →22UT COUNTIES WITH DOORSThe whole stateEvery county in Utah, in this same lane.24 institutions fund business financing inside Utah county lines.OPEN THE STATE →
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