Business financing in Windsor County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is based inside the Windsor County line. We do not hide that — below are the doors that serve it from the rest of Vermont.
Not this lane? Home FinancingPersonal Financing
The doors in Windsor County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Brattleboro Development Credit CorpBusiness capital
- Community Capital of Vermont, Inc. (CCVT)Business capital
- Vermont Community Loan Fund, Inc.SBA microlenderCommunity lending · Business capital
- Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
1 of the 5 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
2 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide walks solo contractors and small business owners in Windsor County, Vermont through the financing options that are actually available locally — from community development lenders and credit unions to SBA-backed programs. We focus on the local organizations that know the region's economy and work directly with borrowers, including those without a Social Security number. Take your time, compare your options, and reach out to the organizations listed here before signing anything.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN WINDSOR COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN WINDSOR COUNTY →5VT COUNTIES WITH DOORSThe whole stateEvery county in Vermont, in this same lane.7 institutions fund business financing inside Vermont county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

