Business financing in Colonial Heights City.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Colonial Heights City line, but 2 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Colonial Heights City.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Colonial Heights City line. You can walk in.
- Peoples Advantage Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Virginia Credit UnionPersonal · Home · Business capital
- Ascendus Inc.SBA microlenderCommunity lending · Business capital
- Business Seed Capital, Inc.Community lending · Business capital
- Community Business Partnership, Inc.Business capital
- Community Investment CollaborativeSBA microlenderCommunity lending · Business capital
- ECDC Enterprise Development GroupSBA microlenderCommunity lending · Business capital
- IN THIS LIST
7 of the 13 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Latino Economic Development Corp.Business capital
- Life Asset, Inc.SBA microlenderCommunity lending · Business capital
- People Incorporated Financial ServicesSBA microlenderCommunity lending · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide helps small business owners and solo contractors in Colonial Heights, Virginia understand their financing options clearly and confidently. It highlights local lenders, community development financial institutions (CDFIs), credit unions, and ITIN-friendly options that truly serve the area — not just national programs. Whether you are just starting out or looking to grow, this guide points you toward trustworthy resources in your community. Take your time, compare your options, and never rush into a financial decision.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Peoples Advantage Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Peoples Advantage Credit Union · Virginia Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN COLONIAL HEIGHTS CITY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN COLONIAL HEIGHTS CITY →67VA COUNTIES WITH DOORSThe whole stateEvery county in Virginia, in this same lane.64 institutions fund business financing inside Virginia county lines.OPEN THE STATE →
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