Business financing in Henry County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the Henry County line, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Henry County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Valleystar Credit UnionPersonal · Home · Business capital
Based elsewhere, with a member-facing office inside the Henry County line. You can walk in.
- Urw Community Credit UnionMinority depositoryPersonal · Home · Business capital
- Ascendus Inc.SBA microlenderCommunity lending · Business capital
- Business Seed Capital, Inc.Community lending · Business capital
- Community Business Partnership, Inc.Business capital
- Community Investment CollaborativeSBA microlenderCommunity lending · Business capital
- ECDC Enterprise Development GroupSBA microlenderCommunity lending · Business capital
- IN THIS LIST
6 of the 13 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Latino Economic Development Corp.Business capital
- Life Asset, Inc.SBA microlenderCommunity lending · Business capital
- People Incorporated Financial ServicesSBA microlenderCommunity lending · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors and small business owners in Henry County, Virginia understand their financing options — from local credit unions and CDFIs to SBA-backed loans and state programs. We highlight the local intermediaries who actually serve this region, including ITIN-friendly lenders for those without a Social Security number. Origen Capital is a directory, not a lender — we never collect your personal information. Take your time, compare your options, and work with trusted local partners.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN HENRY COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN HENRY COUNTY →67VA COUNTIES WITH DOORSThe whole stateEvery county in Virginia, in this same lane.64 institutions fund business financing inside Virginia county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

