Business financing in Surry County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is based inside the Surry County line. We do not hide that — below are the doors that serve it from the rest of Virginia.

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Not this lane? Home FinancingPersonal Financing

In this county8DOORS SERVING IT FROM VA

3NATIONAL DOORS

THE DIRECTORY

The doors in Surry County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

THE MAP OF DOORSVirginia

Surry County

11: DOORS HERE
0: BASED HERE
67: VA COUNTIES WITH DOORS

At a glance

Lane: Business Financing
County: Surry County · 6.6K residents
State: Virginia →
Institutions: 110 inside the county line · 0 headquartered here

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No agenda

We do not ask for your name, your email, or your number. Nothing on this page changes based on who you are.

Based here vs. serves here

A door is headquartered here when its head office sits inside the county line. The rest are based elsewhere and keep a branch you can walk into. We list both, and we label which is which.

Where this comes from

Every institution on this page comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

Serving all of Virginia8

Ascendus Inc.SBA microlenderNew York · CDFI loan fund
Community lending · Business capital
Business Seed Capital, Inc.Roanoke · CDFI loan fund
Community lending · Business capital
Community Business Partnership, Inc.Springfield · SBA microloan intermediary
Business capital
Community Investment CollaborativeSBA microlenderCharlottesville · CDFI loan fund
Community lending · Business capital
ECDC Enterprise Development GroupSBA microlenderArlington · CDFI loan fund
Community lending · Business capital
IN THIS LIST
6 of the 11 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
Latino Economic Development Corp.Washington · SBA microloan intermediary
Business capital
Life Asset, Inc.SBA microlenderWashington · CDFI loan fund
Community lending · Business capital
People Incorporated Financial ServicesSBA microlenderAbingdon · CDFI loan fund
Community lending · Business capital

National — works with an ITIN3

Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital
Grameen AmericaAccepts ITINNew York · National nonprofit lender
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out — OPEN DOORS IN SURRY COUNTY

THE GUIDE

This guide helps solo contractors, small business owners, and real-estate investors in Surry County, Virginia understand their local financing options. It covers who qualifies, what documents you need, which local and regional lenders actually serve this area, and what traps to avoid. Whether you have a Social Security Number or an ITIN, there are real pathways here for you. Take your time, compare your options, and never feel rushed into a decision.

FROM HERE

Same county, another question.

Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN SURRY COUNTY →

A porch at dusk, string lights on, two chairs pulled up

Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN SURRY COUNTY →67VA COUNTIES WITH DOORSThe whole stateEvery county in Virginia, in this same lane.64 institutions fund business financing inside Virginia county lines.OPEN THE STATE →

The Virginia counties with the most doors of this kind

Fairfax County14 doors Henrico County10 doors Arlington County7 doors Alexandria city7 doors Roanoke County6 doors Virginia Beach city5 doors Chesterfield County5 doors Norfolk city5 doors

Across the network

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions