Business financing in Washington County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the Washington County line, and 2 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Washington County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- People Incorporated Financial ServicesSBA microlenderCommunity lending · Business capital
Based elsewhere, with a member-facing office inside the Washington County line. You can walk in.
- Eastman Credit UnionPersonal · Home · Business capital
- United Southeast Credit UnionPersonal · Home
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
1 of the 6 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide helps solo contractors and small business owners in Washington County, Virginia understand their financing options — from local credit unions and CDFIs to SBA-backed loans. The focus is on trusted local intermediaries who know the regional economy and can work with borrowers at many stages, including those without traditional credit history. Origen Capital is a directory, not a lender, and does not collect your personal information.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
People Incorporated Financial ServicesOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Eastman Credit Union · United Southeast Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN WASHINGTON COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN WASHINGTON COUNTY →67VA COUNTIES WITH DOORSThe whole stateEvery county in Virginia, in this same lane.64 institutions fund business financing inside Virginia county lines.OPEN THE STATE →
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