BUSINESS FINANCING · WA

Business Financing Guide for Grant County, Washington

Grant County, Washington has a growing small-business community rooted in agriculture, construction, retail, and service trades. This guide walks you through the most common financing options available locally — from CDFIs and credit unions to SBA-connected lenders — with honest information about what you'll need to apply and what traps to avoid. Origen Capital is a directory, not a lender, and we never collect your personal information. Use this guide as a starting point to have informed conversations with local financial partners who actually serve this region.

§ 01 — What it is

It's a tool, not a trap.

§ 02 — Who qualifies

§ 03 — What you need

§ 04 — Where to start in Grant County

Four doors worth knowing.

THE DIRECTORY

Every institution below comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

In Grant County
GesaRichland
Credit union · CDFI-certified
Personal · Home · Business capital
HorizonSpokane Valley
Credit union
Personal · Home · Business capital
SolarityYakima
Credit union
Personal · Home · Business capital
Spokane TeachersLiberty Lake
Credit union
Personal · Home · Business capital
National — works with ITIN
Accion Opportunity FundSan Jose

Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

National nonprofit lenderAccepts ITIN
Business capital
Grameen AmericaNew York

Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

National nonprofit lenderAccepts ITIN
Business capital
Mission Asset FundSan Francisco

Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

National nonprofit lenderAccepts ITIN
Personal
§ 05 — What to avoid

Don't fall into these traps.

§ 06 — Ask a question
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

ACROSS THE NETWORK
§ 07 — Part of The Legacy Bridge Network

Four products. One purpose.