Business financing in Yakima County.

County-by-county financing guides. No paperwork. No social. No ID.

3 institutions are headquartered inside the Yakima County line, and 4 more keep a branch here. Below, we say which is which.

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Not this lane? Home FinancingPersonal Financing

In this county7DOORS INSIDE THE COUNTY LINE

3HEADQUARTERED HERE

6FUND THIS LANE HERE

4OF THOSE, CDFI-CERTIFIED

THE DIRECTORY

The doors in Yakima County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

THE MAP OF DOORSWashington

Yakima County

7: DOORS HERE
3: BASED HERE
34: WA COUNTIES WITH DOORS

At a glance

Lane: Business Financing
County: Yakima County · 257K residents
State: Washington →
Institutions: 107 inside the county line · 3 headquartered here

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No agenda

We do not ask for your name, your email, or your number. Nothing on this page changes based on who you are.

Based here vs. serves here

A door is headquartered here when its head office sits inside the county line. The rest are based elsewhere and keep a branch you can walk into. We list both, and we label which is which.

Where this comes from

Every institution on this page comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

Headquartered in Yakima County3

Office of Rural and Farmworker HousingYakima · CDFI loan fund
Community lending · Business capital
Solarity Credit UnionYakima · Credit union
Personal · Home · Business capital
Calcoe Credit UnionYakima · Credit union
Personal · Home

Keeps a branch in Yakima County4

Based elsewhere, with a member-facing office inside the Yakima County line. You can walk in.

Gesa Credit UnionCDFI-certifiedRichland · Credit union
Personal · Home · Business capital
Hapo Community Credit UnionRichland · Credit union
Personal · Home · Business capital
Self-Help Credit UnionCDFI-certifiedMinority depositoryDurham · Credit union
Personal · Home · Business capital
Washington State Employees Credit UnionCDFI-certifiedOlympia · Credit union
Personal · Home · Business capital

National — works with an ITIN3

Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital
Grameen AmericaAccepts ITINNew York · National nonprofit lender
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal

IN THIS LIST

4 of the 10 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out — OPEN DOORS IN YAKIMA COUNTY1 minority depositories

THE GUIDE

This guide walks small business owners and solo contractors in Yakima County, Washington through the financing options that are actually available locally — from community lenders and credit unions to ITIN-friendly programs and state-backed resources. Federal programs like SBA loans are included as context, but the focus is on the local intermediaries who know Yakima's economy and can work with you directly. Whether you run an agricultural business, a construction trade, or a retail shop, there is a realistic path to funding here. Take your time, compare options, and never sign anything you do not fully understand.

WHO SAYS YES HERE

4CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Gesa Credit Union · Office of Rural and Farmworker Housing

6Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Gesa Credit Union · Hapo Community Credit Union

FROM HERE

Same county, another question.

Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN YAKIMA COUNTY →

A porch at dusk, string lights on, two chairs pulled up

Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN YAKIMA COUNTY →34WA COUNTIES WITH DOORSThe whole stateEvery county in Washington, in this same lane.51 institutions fund business financing inside Washington county lines.OPEN THE STATE →

The Washington counties with the most doors of this kind

King County20 doors Pierce County12 doors Spokane County10 doors Thurston County9 doors Snohomish County7 doors Grays Harbor County7 doors Clark County6 doors Benton County5 doors

Across the network

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions