ORIGENCAPITAL

Business financing in Albany County.

County-by-county financing guides. No paperwork. No social. No ID.

4 institutions are headquartered inside the Albany County line, and 1 more keep a branch here. Below, we say which is which.

Not this lane? Home FinancingPersonal Financing

In this county5DOORS INSIDE THE COUNTY LINE
4HEADQUARTERED HERE
THE DIRECTORY

The doors in Albany County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Albany County4
  • A.c.p.e. Credit UnionLaramie · Credit union
    Personal · Home · Business capital
  • Stagepoint Credit UnionLaramie · Credit union
    Personal · Home · Business capital
  • Uniwyo Credit UnionLaramie · Credit union
    Personal · Home · Business capital
  • Wyoming Women's Business CenterLaramie · SBA microloan intermediary
    Business capital
Keeps a branch in Albany County1

Based elsewhere, with a member-facing office inside the Albany County line. You can walk in.

  • Blue Credit UnionCheyenne · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN ALBANY COUNTY
THE GUIDE

This guide helps solo contractors, small business owners, and real estate investors in Albany County, Wyoming understand their financing options. It focuses on the local lenders, credit unions, CDFIs, and community programs that actually serve the Laramie area — not just federal programs. Whether you have a credit history or not, there are real pathways here. Read through each section at your own pace, and use Origen Capital's directory to connect with the right intermediaries.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions