Home financing in Chicot County.
County-by-county financing guides. No paperwork. No social. No ID.
2 institutions are headquartered inside the Chicot County line. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Chicot County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Southeast Arkansas Bank CorporationCommunity lending
- Bank of Lake VillagePersonal · Business capital
- Communities Unlimited, Inc.SBA microlenderCommunity lending · Business capital
- Drew Bancshares, Inc.Community lending
- First Union Financial CorporationCommunity lending
- LiftFund, Inc.SBA microlenderCommunity lending · Business capital
- Commercial Bank & Trust CompanyPersonal · Business capital
- IN THIS LIST
8 of the 13 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Union Bank & Trust CompanyPersonal · Business capital
- Forge-Financing Ozarks Rural Growth and EconomyBusiness capital
- People Trust Community Loan FundBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Chicot County is a rural, tight-knit community in the Arkansas Delta where homeownership is both achievable and meaningful. This guide walks you through what home financing looks like here — from who qualifies and what documents you need, to the local lenders, credit unions, and community organizations that actually serve this area. State and federal programs exist to help, but the real starting point is a trusted local intermediary who understands the Delta economy. Take your time, ask questions, and never let anyone rush you into signing anything.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN CHICOT COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN CHICOT COUNTY →37AR COUNTIES WITH DOORSThe whole stateEvery county in Arkansas, in this same lane.34 institutions fund home financing inside Arkansas county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

