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Home financing in Chicot County.

County-by-county financing guides. No paperwork. No social. No ID.

2 institutions are headquartered inside the Chicot County line. They are below, by name and by town.

Not this lane? Business FinancingPersonal Financing

In this county2DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Chicot County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Chicot County2
  • Southeast Arkansas Bank CorporationLake Village · CDFI
    Community lending
  • Bank of Lake VillageLake Village · CDFI bank
    Personal · Business capital
Serving all of Arkansas8
  • Communities Unlimited, Inc.SBA microlenderFayetteville · CDFI loan fund
    Community lending · Business capital
  • Drew Bancshares, Inc.Monticello · CDFI
    Community lending
  • First Union Financial CorporationMonticello · CDFI
    Community lending
  • LiftFund, Inc.SBA microlenderSan Antonio · CDFI loan fund
    Community lending · Business capital
  • Commercial Bank & Trust CompanyMonticello · CDFI bank
    Personal · Business capital
  • IN THIS LIST

    8 of the 13 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • Union Bank & Trust CompanyMonticello · CDFI bank
    Personal · Business capital
  • Forge-Financing Ozarks Rural Growth and EconomyHuntsville · SBA microloan intermediary
    Business capital
  • People Trust Community Loan FundLittle Rock · SBA microloan intermediary
    Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN CHICOT COUNTY
THE GUIDE

Chicot County is a rural, tight-knit community in the Arkansas Delta where homeownership is both achievable and meaningful. This guide walks you through what home financing looks like here — from who qualifies and what documents you need, to the local lenders, credit unions, and community organizations that actually serve this area. State and federal programs exist to help, but the real starting point is a trusted local intermediary who understands the Delta economy. Take your time, ask questions, and never let anyone rush you into signing anything.

IRIS AI

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Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions