Home financing in Union County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Union County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Union County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Union County line. You can walk in.
- Community 1st Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Iowa Center for Economic SuccessBusiness capital
- Iowa Foundation Microenterprise Community VitalityBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
1 of the 6 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors, first-time buyers, and small real-estate investors in Union County, Iowa understand their home financing options. It covers who qualifies, what documents you need, which local lenders and community organizations actually serve this area, and what Iowa-specific rules apply. Whether you have a Social Security number or an ITIN, there are real paths to homeownership here — and this guide helps you find them without pressure or confusion.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Community 1st Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Community 1st Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN UNION COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN UNION COUNTY →45IA COUNTIES WITH DOORSThe whole stateEvery county in Iowa, in this same lane.31 institutions fund home financing inside Iowa county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

