ORIGENCAPITAL

Home financing in Jessamine County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Jessamine County line, but 2 keep an office open here. They are below, by name and by town.

Not this lane? Business FinancingPersonal Financing

In this county2DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Jessamine County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Jessamine County2

Based elsewhere, with a member-facing office inside the Jessamine County line. You can walk in.

  • Commonwealth Credit UnionFrankfort · Credit union
    Personal · Home · Business capital
  • University of Kentucky Credit UnionLexington · Credit union
    Personal · Home · Business capital
Serving all of Kentucky7
  • Community Ventures Corporation, Inc.SBA microlenderLexington · CDFI loan fund
    Community lending · Business capital
  • Human/Economic Appalachian Development CorporationLondon · CDFI loan fund
    Community lending · Business capital
  • Kentucky Highlands Investment CorporationSBA microlenderLondon · CDFI loan fund
    Community lending · Business capital
  • Redbud Financial Alternatives, Inc.Hazard · CDFI loan fund
    Community lending · Business capital
  • Mountain Association for Community Econ. Dev.Berea · SBA microloan intermediary
    Business capital
  • IN THIS LIST

    4 of the 12 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • Purchase Area Development DistrictMayfield · SBA microloan intermediary
    Business capital
  • Southeast Kentucky Economic Dev. Corp. (SKED)Somerset · SBA microloan intermediary
    Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN JESSAMINE COUNTY
THE GUIDE

Buying a home in Jessamine County, Kentucky is achievable for solo contractors, small investors, and immigrant families — including those without a Social Security number. This guide walks you through what home financing looks like locally, who qualifies, what paperwork to gather, and which Jessamine County-area lenders, credit unions, and community organizations can actually help you. We point out the warning signs of predatory lending so you can protect yourself and make confident, unhurried decisions.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions