Home financing in Oldham County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Oldham County line, but 2 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Oldham County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Oldham County line. You can walk in.
- L & N Credit UnionPersonal · Home · Business capital
- Liberty Credit UnionPersonal · Home · Business capital
- Community Ventures Corporation, Inc.SBA microlenderCommunity lending · Business capital
- Human/Economic Appalachian Development CorporationCommunity lending · Business capital
- Kentucky Highlands Investment CorporationSBA microlenderCommunity lending · Business capital
- Redbud Financial Alternatives, Inc.Community lending · Business capital
- Mountain Association for Community Econ. Dev.Business capital
- IN THIS LIST
4 of the 12 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Purchase Area Development DistrictBusiness capital
- Southeast Kentucky Economic Dev. Corp. (SKED)Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Oldham County, Kentucky is one of the fastest-growing counties in the state, sitting just northeast of Louisville along the Ohio River. Whether you are buying your first home, refinancing, or investing in a small rental property, this guide walks you through the local financing options available to you — including credit unions, community lenders, ITIN-friendly institutions, and Kentucky-specific programs. Origen Capital is a directory, not a lender; we point you toward the right local doors to knock on. Take your time, compare your options, and never feel rushed into signing anything.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN OLDHAM COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN OLDHAM COUNTY →44KY COUNTIES WITH DOORSThe whole stateEvery county in Kentucky, in this same lane.40 institutions fund home financing inside Kentucky county lines.OPEN THE STATE →
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