Home financing in Lafayette Parish.
County-by-county financing guides. No paperwork. No social. No ID.
11 institutions are headquartered inside the Lafayette Parish line, and 5 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Lafayette Parish.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- 3rd District Highway Credit UnionPersonal · Home
- 705 Credit UnionCDFI-certifiedPersonal · Home
- Acadian Credit UnionPersonal · Home
- Acadiana Medical Credit UnionPersonal · Home
- Cogic Credit UnionMinority depositoryPersonal · Home
- IN THIS LIST
5 of the 19 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- First Pioneers Credit UnionCDFI-certifiedPersonal · Home
- Meritus Credit UnionPersonal · Home
- University of Louisiana Credit UnionCDFI-certifiedPersonal · Home
Show the other 3Show fewer
- Immaculate Heart of Mary Credit UnionMinority depositoryPersonal
- Maple Credit UnionPersonal
- P.h.i. Credit UnionPersonal
Based elsewhere, with a member-facing office inside the Lafayette Parish line. You can walk in.
- Advancial Credit UnionPersonal · Home
- Bayou Credit UnionPersonal · Home · Business capital
- Cusa Credit UnionPersonal · Home
- Neighbors Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Pelican Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Buying or refinancing a home in Lafayette Parish means working with a layered network of local lenders, credit unions, and community organizations that understand South Louisiana's economy and culture. This guide walks you through what home financing is, who typically qualifies, what paperwork to gather, and which local institutions can actually help you — including options for buyers without a Social Security number. It also covers Louisiana-specific rules and flags the predatory patterns to steer clear of. Take your time, compare offers, and lean on local intermediaries who work in your community every day.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
705 Credit Union · First Pioneers Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
3rd District Highway Credit Union · 705 Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN LAFAYETTE PARISH →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN LAFAYETTE PARISH →41LA COUNTIES WITH DOORSThe whole stateEvery county in Louisiana, in this same lane.74 institutions fund home financing inside Louisiana county lines.OPEN THE STATE →
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