ORIGENCAPITAL

Home financing in Orleans Parish.

County-by-county financing guides. No paperwork. No social. No ID.

17 institutions are headquartered inside the Orleans Parish line, New Orleans included, and 13 more keep a branch here. Below, we say which is which.

Not this lane? Business FinancingPersonal Financing

In this county30DOORS INSIDE THE COUNTY LINE
17HEADQUARTERED HERE
5OF THOSE, CDFI-CERTIFIED
10MINORITY DEPOSITORIES
THE DIRECTORY

The doors in Orleans Parish.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Orleans Parish17
  • Internal Revenue Credit UnionNew Orleans · Credit union
    Personal · Home
  • Riverland Credit UnionNew Orleans · Credit union
    Personal · Home
  • Tulane/loyola Credit UnionMinority depositoryNew Orleans · Credit union
    Personal · Home
  • Uno Credit UnionCDFI-certifiedNew Orleans · Credit union
    Personal · Home
  • Community Development CapitalNew Orleans · CDFI loan fund
    Community lending · Business capital
  • IN THIS LIST

    9 of the 33 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • Liberty Financial Services, Inc.New Orleans · CDFI
    Community lending
  • Newcorp, Inc.New Orleans · CDFI loan fund
    Community lending · Business capital
  • Arabi Sugar Workers Credit UnionMinority depositoryNew Orleans · Credit union
    Personal
Show the other 9Show fewer
  • Coast Guard Employees Credit UnionNew Orleans · Credit union
    Personal
  • G G W Credit UnionMinority depositoryNew Orleans · Credit union
    Personal
  • Judicial & Justice Credit UnionNew Orleans · Credit union
    Personal
  • Liberty Bank and Trust CompanyNew Orleans · CDFI bank
    Personal · Business capital
  • Orleans Parish Sheriff's Credit UnionMinority depositoryNew Orleans · Credit union
    Personal
  • Sewerage & Water Board Employees Credit UnionMinority depositoryNew Orleans · Credit union
    Personal
  • Southeast Louisiana Veterans Health Credit UnionMinority depositoryNew Orleans · Credit union
    Personal
  • Teamsters Local Union #270 Credit UnionMinority depositoryNew Orleans · Credit union
    Personal
  • Xavier University Credit UnionMinority depositoryNew Orleans · Credit union
    Personal
Keeps a branch in Orleans Parish13

Based elsewhere, with a member-facing office inside the Orleans Parish line. You can walk in.

  • Campus Credit UnionBaton Rouge · Credit union
    Personal · Home · Business capital
  • Credit Human Credit UnionSan Antonio · Credit union
    Personal · Home · Business capital
  • Eagle Louisiana Credit UnionBaton Rouge · Credit union
    Personal · Home
  • Epic Credit UnionCDFI-certifiedMetairie · Credit union
    Personal · Home · Business capital
  • Fleur-De-Lis Credit UnionMetairie · Credit union
    Personal · Home
  • NO SOCIAL SECURITY NUMBER

    3 of these doors accept an ITIN.

    They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

  • Hope Credit UnionCDFI-certifiedMinority depositoryJackson · Credit union
    Personal · Home · Business capital
Show the other 7Show fewer
  • Keesler Credit UnionBiloxi · Credit union
    Personal · Home · Business capital
  • Noda Credit UnionSlidell · Credit union
    Personal · Home
  • Onpath Credit UnionCDFI-certifiedMinority depositoryMetairie · Credit union
    Personal · Home · Business capital
  • Pelican Credit UnionCDFI-certifiedBaton Rouge · Credit union
    Personal · Home · Business capital
  • Post Office Employees Credit UnionShreveport · Credit union
    Personal · Home · Business capital
  • The New Orleans Firemen's Credit UnionMetairie · Credit union
    Personal · Home · Business capital
  • Xplore Credit UnionMetairie · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
A modest house in warm evening light
OPEN DOORS IN ORLEANS PARISH10 minority depositories
THE GUIDE

Orleans Parish has a unique housing market shaped by its history, culture, and post-Katrina recovery landscape. This guide walks you through home financing options available locally — from ITIN-friendly lenders to CDFIs and credit unions rooted in the New Orleans community. Whether you are buying your first home, investing in a rental property, or rehabbing a historic shotgun house, there are local partners here to help you do it responsibly.

WHO SAYS YES HERE
9CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Epic Credit Union · Hope Credit Union
26Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Campus Credit Union · Credit Human Credit Union
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions