Home financing in Anne Arundel County.
County-by-county financing guides. No paperwork. No social. No ID.
2 institutions are headquartered inside the Anne Arundel County line, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Anne Arundel County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- State Employees CU of Maryland, IncPersonal · Home · Business capital
- 22beacon, Inc.Community lending · Business capital
Based elsewhere, with a member-facing office inside the Anne Arundel County line. You can walk in.
- Five Star of Maryland Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
1 of the 6 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Buying a home in Anne Arundel County is within reach for many solo contractors, working families, and small investors — including those without a Social Security Number. This guide walks you through what home financing is, who qualifies locally, what documents you'll need, and which local lenders, credit unions, and CDFIs actually serve Anne Arundel County. It also covers Maryland-specific programs that can reduce your down payment or closing costs, and flags the warning signs of predatory lending so you can protect yourself.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
22beacon, Inc.Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Five Star of Maryland Credit Union · State Employees CU of Maryland, IncSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN ANNE ARUNDEL COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN ANNE ARUNDEL COUNTY →14MD COUNTIES WITH DOORSThe whole stateEvery county in Maryland, in this same lane.41 institutions fund home financing inside Maryland county lines.OPEN THE STATE →
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