Home financing in Montgomery County.
County-by-county financing guides. No paperwork. No social. No ID.
11 institutions are headquartered inside the Montgomery County line, Rockville included, and 5 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Montgomery County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Capital Area Realtors Credit UnionMinority depositoryPersonal · Home
- Capital Area Taiwanese Credit UnionMinority depositoryPersonal · Home
- Lafayette Credit UnionPersonal · Home · Business capital
- Mid-Atlantic Credit UnionPersonal · Home · Business capital
- Signal Financial Credit UnionPersonal · Home · Business capital
- IN THIS LIST
2 of the 19 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Skypoint Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Neighborworks Capital CorporationCommunity lending · Business capital
- Hema Credit UnionPersonal
Show the other 3Show fewer
- Korean Catholic Credit UnionMinority depositoryPersonal
- Mt. Jezreel Credit UnionMinority depositoryPersonal
- Mvp Postal and Printing Credit UnionPersonal
Based elsewhere, with a member-facing office inside the Montgomery County line. You can walk in.
- Department of Commerce Credit UnionPersonal · Home
- Mncppc Credit UnionPersonal · Home
- Northwest Credit UnionPersonal · Home · Business capital
- Nymeo Credit UnionPersonal · Home · Business capital
- State Employees CU of Maryland, IncPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Montgomery County, Maryland is one of the most diverse and competitive housing markets on the East Coast, and financing a home here takes more than a quick internet search. This guide walks you through what home financing actually is, who qualifies, what documents you will need, and — most importantly — which local lenders, credit unions, CDFIs, and community organizations actually serve Montgomery County residents, including those who file taxes with an ITIN. We also highlight Maryland-specific programs that can lower your costs, and we flag the warning signs of predatory lending so you can protect yourself.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Skypoint Credit Union · Neighborworks Capital CorporationOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Capital Area Realtors Credit Union · Capital Area Taiwanese Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN MONTGOMERY COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN MONTGOMERY COUNTY →14MD COUNTIES WITH DOORSThe whole stateEvery county in Maryland, in this same lane.41 institutions fund home financing inside Maryland county lines.OPEN THE STATE →
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