Home financing in Hennepin County.
County-by-county financing guides. No paperwork. No social. No ID.
13 institutions are headquartered inside the Hennepin County line, Minneapolis included, and 5 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Hennepin County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- My Credit UnionPersonal · Home · Business capital
- Trustone Financial Credit UnionPersonal · Home · Business capital
- African Development CenterSBA microlenderCommunity lending · Business capital
- Community Reinvestment Fund, IncCommunity lending · Business capital
- First Children's FinanceSBA microlenderCommunity lending · Business capital
- IN THIS LIST
9 of the 21 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Metropolitan Consortium of Community DevelopersCommunity lending · Business capital
- Metropolitan Economic Development AssociationCommunity lending · Business capital
- Mni Sota FundCommunity lending · Business capital
Show the other 5Show fewer
- Propel NonprofitsCommunity lending · Business capital
- The Sunlight Loan Fund, LLCCommunity lending · Business capital
- Arise Community Credit UnionMinority depositoryPersonal
- Transit Operations Credit UnionMinority depositoryPersonal
- Tribe Credit UnionMinority depositoryPersonal
Based elsewhere, with a member-facing office inside the Hennepin County line. You can walk in.
- Affinity Plus Credit UnionPersonal · Home · Business capital
- Blaze Credit UnionPersonal · Home · Business capital
- Connexus Credit UnionPersonal · Home · Business capital
- Ent Credit UnionPersonal · Home · Business capital
- Veridian Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide walks you through home financing options available in Hennepin County, Minnesota, with a focus on local lenders, community development organizations, and state programs that actually serve residents here. Whether you are buying your first home, investing in a small rental property, or working as a solo contractor, there are real resources in this county designed to help you. We cover who qualifies, what documents you will likely need, which local organizations to contact first, and which warning signs to watch for so you can protect your money and your future.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Veridian Credit Union · African Development CenterOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Affinity Plus Credit Union · Blaze Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN HENNEPIN COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN HENNEPIN COUNTY →49MN COUNTIES WITH DOORSThe whole stateEvery county in Minnesota, in this same lane.35 institutions fund home financing inside Minnesota county lines.OPEN THE STATE →
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