Home financing in Murray County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Murray County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Murray County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Murray County line. You can walk in.
- Leading Edge Credit UnionPersonal · Home · Business capital
- African Development CenterSBA microlenderCommunity lending · Business capital
- African Economic Development SolutionsSBA microlenderCommunity lending · Business capital
- First Children's FinanceSBA microlenderCommunity lending · Business capital
- Neighborhood Development CenterSBA microlenderCommunity lending · Business capital
- Northwest Minnesota FoundationSBA microlenderCommunity lending · Business capital
- IN THIS LIST
6 of the 12 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- WomenventureSBA microlenderCommunity lending · Business capital
- Northeast Entrepreneur Fund, Inc.dba Entrepreneur FundBusiness capital
- Southern Minnesota Initiative FoundationBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Murray County is a rural southwest Minnesota county where home prices are generally affordable, but financing options require knowing the right local doors to knock on. This guide walks you through what home financing is, who qualifies, what paperwork you need, and which local lenders and community organizations actually serve this area. State programs through Minnesota Housing and USDA Rural Development are strong tools here, but the real key is connecting with a local credit union or CDFI that understands the regional economy. Take your time, compare options, and never sign anything you don't fully understand.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN MURRAY COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN MURRAY COUNTY →49MN COUNTIES WITH DOORSThe whole stateEvery county in Minnesota, in this same lane.35 institutions fund home financing inside Minnesota county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

