ORIGENCAPITAL

Home financing in Murray County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Murray County line, but 1 keep an office open here. They are below, by name and by town.

Not this lane? Business FinancingPersonal Financing

In this county1DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Murray County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Murray County1

Based elsewhere, with a member-facing office inside the Murray County line. You can walk in.

  • Leading Edge Credit UnionWorthington · Credit union
    Personal · Home · Business capital
Serving all of Minnesota8
  • African Development CenterSBA microlenderMinneapolis · CDFI loan fund
    Community lending · Business capital
  • African Economic Development SolutionsSBA microlenderSt Paul · CDFI loan fund
    Community lending · Business capital
  • First Children's FinanceSBA microlenderMinneapolis · CDFI loan fund
    Community lending · Business capital
  • Neighborhood Development CenterSBA microlenderSaint Paul · CDFI loan fund
    Community lending · Business capital
  • Northwest Minnesota FoundationSBA microlenderBemidji · CDFI loan fund
    Community lending · Business capital
  • IN THIS LIST

    6 of the 12 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • WomenventureSBA microlenderSaint Paul · CDFI loan fund
    Community lending · Business capital
  • Northeast Entrepreneur Fund, Inc.dba Entrepreneur FundDuluth · SBA microloan intermediary
    Business capital
  • Southern Minnesota Initiative FoundationOwatonna · SBA microloan intermediary
    Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN MURRAY COUNTY
THE GUIDE

Murray County is a rural southwest Minnesota county where home prices are generally affordable, but financing options require knowing the right local doors to knock on. This guide walks you through what home financing is, who qualifies, what paperwork you need, and which local lenders and community organizations actually serve this area. State programs through Minnesota Housing and USDA Rural Development are strong tools here, but the real key is connecting with a local credit union or CDFI that understands the regional economy. Take your time, compare options, and never sign anything you don't fully understand.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions