FINANCING · NJ
New Jersey
§ 01 — Figures
31
TOTAL COUNTIES
2M
HISPANIC POPULATION
ITIN Loan
TOP SEARCH TERM
3
CITIES
§ 02 — Lanes
CHOOSE A LANE
What kind of financing?
§ 03 — Markets
TOP MARKETS
Top markets in New Jersey
§ 04 — AT A GLANCE
Inside New Jersey.
Population
9.29M
Median Household Income
$97,126
Cost of Living
113.9
US = 100
Median Home Value
$498,400
§ 05 — TAXES
What New Jersey charges.
01
Income Tax
1.4% – 10.75%
02
Sales Tax
6.625% state · no local
03
Property Tax
2.23% effective
04
Capital Gains
Taxed as income
05
Retirement Income
Social Security exempt · $100K pension exclusion (income-capped)
Get compliance reminders for New Jersey→
via ReadyDocs
§ 06 — BUSINESS
Who's working in New Jersey.
Top Industries
01
Pharmaceuticals & Life Sciences
North Jersey · Princeton
02
Finance & Insurance
Jersey City · Newark
03
Logistics & Ports
Port Newark · Elizabeth
Business Tax Rate
9.0%
Corporate Income Tax
9.0%
Find contractors in New Jersey→
via The Board
§ 07 — INVESTMENT MARKETS
The five zips worth watching.
#
Zip
City
Median Home Value
01
07078
Short Hills
$1.99M
02
07976
New Vernon
$1.49M
03
07931
Far Hills
$1.69M
04
07043
Montclair
$985,000
05
07748
Middletown
$885,000
Real estate market data for New Jersey→
via DoorBase
§ 08 — HOW-TOS
Start with the basics.
One starter guide per lane, from the Finance Edition.
SOURCES
- Hero
- Census ACS 5-year 2023 · BEA/MERIC COLI 2024 · Zillow 2026-Q1
- Taxes
- Tax Foundation 2025
- Zips
- Pending DoorBase handoff · provisional Zillow 2026-Q1
- Updated
- 2026-04
IRIS AI