Home financing in Camden County.
County-by-county financing guides. No paperwork. No social. No ID.
3 institutions are headquartered inside the Camden County line, and 2 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Camden County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Cooperative Business Assistance Corp, TheCommunity lending · Business capital
- Peoples Transport Credit UnionMinority depositoryPersonal
- Cooperative Business Assistance CorporationBusiness capital
Based elsewhere, with a member-facing office inside the Camden County line. You can walk in.
- American Heritage Credit UnionPersonal · Home · Business capital
- First Harvest Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
1 of the 8 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Camden County, New Jersey has a strong network of local lenders, CDFIs, and state-backed programs designed to help working families, solo contractors, and small real-estate investors buy or refinance a home. This guide walks you through what home financing is, who qualifies, what paperwork to gather, which local organizations can help you, and how to protect yourself from bad deals. Whether you have a Social Security number or an ITIN, there are real options available to you in Camden County.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Cooperative Business Assistance Corp, TheOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
American Heritage Credit Union · First Harvest Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN CAMDEN COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN CAMDEN COUNTY →18NJ COUNTIES WITH DOORSThe whole stateEvery county in New Jersey, in this same lane.34 institutions fund home financing inside New Jersey county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

