Home financing in Union County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is based inside the Union County line. We do not hide that — below are the doors that serve it from the rest of New Mexico.
Not this lane? Business FinancingPersonal Financing
The doors in Union County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- New Mexico Community Development Loan FundCommunity lending · Business capital
- Ventana FundCommunity lending · Business capital
- Women's Economic Self-Sufficiency TeamSBA microlenderCommunity lending · Business capital
- New Mexico Community Dev. Loan Fund, Inc.Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of the 7 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Union County, New Mexico is a rural, agriculture-rooted community where home financing looks different than it does in a big city. This guide walks you through what kinds of loans are available, who qualifies, which local and regional lenders actually serve this area, and how to protect yourself from predatory traps. Whether you have a Social Security number or an ITIN, there are real pathways to homeownership here — and local intermediaries to help you find them.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN UNION COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN UNION COUNTY →23NM COUNTIES WITH DOORSThe whole stateEvery county in New Mexico, in this same lane.32 institutions fund home financing inside New Mexico county lines.OPEN THE STATE →
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