Home financing in Mercer County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Mercer County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Mercer County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Mercer County line. You can walk in.
- Capital Credit UnionPersonal · Home · Business capital
- Lake Agassiz Regional Development CorporationBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
2 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Buying or investing in a home in Mercer County, North Dakota is within reach for working families, solo contractors, and small investors — including those without a Social Security Number. This guide walks you through what home financing looks like in this part of western North Dakota, which local lenders and credit unions can actually help you, what documents to gather, and how to protect yourself from predatory traps. North Dakota has strong state-level housing programs that work alongside federal options, and local intermediaries are your best first call.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN MERCER COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN MERCER COUNTY →34ND COUNTIES WITH DOORSThe whole stateEvery county in North Dakota, in this same lane.17 institutions fund home financing inside North Dakota county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

