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Home financing in Mercer County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Mercer County line, but 1 keep an office open here. They are below, by name and by town.

Not this lane? Business FinancingPersonal Financing

In this county1DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Mercer County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Mercer County1

Based elsewhere, with a member-facing office inside the Mercer County line. You can walk in.

  • Capital Credit UnionBismarck · Credit union
    Personal · Home · Business capital
Serving all of North Dakota1
  • Lake Agassiz Regional Development CorporationFargo · SBA microloan intermediary
    Business capital
National — works with an ITIN2
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

2 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN MERCER COUNTY
THE GUIDE

Buying or investing in a home in Mercer County, North Dakota is within reach for working families, solo contractors, and small investors — including those without a Social Security Number. This guide walks you through what home financing looks like in this part of western North Dakota, which local lenders and credit unions can actually help you, what documents to gather, and how to protect yourself from predatory traps. North Dakota has strong state-level housing programs that work alongside federal options, and local intermediaries are your best first call.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions