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Personal financing in Mercer County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Mercer County line, but 1 keep an office open here. They are below, by name and by town.

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In this county1DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Mercer County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Mercer County1

Based elsewhere, with a member-facing office inside the Mercer County line. You can walk in.

  • Capital Credit UnionBismarck · Credit union
    Personal · Home · Business capital
Serving all of North Dakota1
  • Lake Agassiz Regional Development CorporationFargo · SBA microloan intermediary
    Business capital
National — works with an ITIN2
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

2 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A porch at dusk, string lights on, two chairs pulled up
OPEN DOORS IN MERCER COUNTY
THE GUIDE

This guide helps residents of Mercer County, North Dakota — including solo contractors, small real-estate investors, and Spanish-speaking community members — understand their personal financing options clearly and without pressure. We highlight the local intermediaries who actually serve this region: community banks, credit unions, CDFIs, and ITIN-friendly lenders. Federal programs provide helpful context, but the real starting point is your local relationship. Take your time, ask questions, and work with institutions that respect you.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions