Personal financing in Mercer County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Mercer County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingHome Financing
The doors in Mercer County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Mercer County line. You can walk in.
- Capital Credit UnionPersonal · Home · Business capital
- Lake Agassiz Regional Development CorporationBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
2 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps residents of Mercer County, North Dakota — including solo contractors, small real-estate investors, and Spanish-speaking community members — understand their personal financing options clearly and without pressure. We highlight the local intermediaries who actually serve this region: community banks, credit unions, CDFIs, and ITIN-friendly lenders. Federal programs provide helpful context, but the real starting point is your local relationship. Take your time, ask questions, and work with institutions that respect you.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN MERCER COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN MERCER COUNTY →34ND COUNTIES WITH DOORSThe whole stateEvery county in North Dakota, in this same lane.17 institutions fund personal financing inside North Dakota county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

