ORIGENCAPITAL

Home financing in Delaware County.

County-by-county financing guides. No paperwork. No social. No ID.

1 institutions are headquartered inside the Delaware County line, and 2 more keep a branch here. Below, we say which is which.

Not this lane? Business FinancingPersonal Financing

In this county3DOORS INSIDE THE COUNTY LINE
1HEADQUARTERED HERE
THE DIRECTORY

The doors in Delaware County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Delaware County1
  • Bridge Credit UnionPowell · Credit union
    Personal · Home · Business capital
Keeps a branch in Delaware County2

Based elsewhere, with a member-facing office inside the Delaware County line. You can walk in.

  • Pathways Financial Credit UnionColumbus · Credit union
    Personal · Home · Business capital
  • Wright-Patt Credit Union, Inc.Beavercreek · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN DELAWARE COUNTY
THE GUIDE

Delaware County, Ohio is one of the fastest-growing counties in the state, with a mix of suburban neighborhoods near Columbus and quieter rural communities to the north. This guide walks solo contractors, first-time buyers, and small real-estate investors through the home financing landscape — from who qualifies to which local lenders and CDFIs actually serve this area. Whether you have a Social Security number or an ITIN, there are real pathways here. Take your time, compare your options, and lean on the local intermediaries who know this market.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions