ORIGENCAPITAL

Home financing in Mercer County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Mercer County line, but 1 keep an office open here. They are below, by name and by town.

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In this county1DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Mercer County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Mercer County1

Based elsewhere, with a member-facing office inside the Mercer County line. You can walk in.

  • Superior Credit Union, IncLima · Credit union
    Personal · Home · Business capital
Serving all of Ohio1
  • Economic and Community Development InstituteColumbus · SBA microloan intermediary
    Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN MERCER COUNTY
THE GUIDE

Buying or investing in a home in Mercer County, Ohio is very achievable — especially when you know the right local people and programs to work with. This guide walks you through what home financing means in this region, who qualifies, what paperwork you'll need, which local lenders and community organizations actually serve Mercer County, and what warning signs to watch out for. Whether you earn income as a solo contractor or are building a small rental portfolio in Celina, Coldwater, or the surrounding townships, there is a path for you here.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions