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Home financing in Jefferson County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Jefferson County line, but 2 keep an office open here. They are below, by name and by town.

Not this lane? Business FinancingPersonal Financing

In this county2DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Jefferson County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Jefferson County2

Based elsewhere, with a member-facing office inside the Jefferson County line. You can walk in.

  • Consumer Credit UnionGreeneville · Credit union
    Personal · Home · Business capital
  • Knoxville Tva Employees Credit UnionKnoxville · Credit union
    Personal · Home · Business capital
Serving all of Tennessee4
  • Communities Unlimited, Inc.SBA microlenderFayetteville · CDFI loan fund
    Community lending · Business capital
  • LiftFund, Inc.SBA microlenderSan Antonio · CDFI loan fund
    Community lending · Business capital
  • People Incorporated Financial ServicesSBA microlenderAbingdon · CDFI loan fund
    Community lending · Business capital
  • The Housing Fund, Inc.Madison · CDFI loan fund
    Community lending · Business capital
National — works with an ITIN2
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
IN THIS LIST

4 of the 8 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

2 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN JEFFERSON COUNTY
THE GUIDE

Buying a home in Jefferson County, Tennessee is very achievable when you know where to look for help. This guide walks you through what home financing is, who qualifies locally, what paperwork you need, and which local lenders and community organizations actually serve this area. We also cover Tennessee-specific rules and common traps to avoid, so you can move forward with confidence and without pressure.

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Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions