
This guide helps solo contractors, small real-estate investors, and working families in Alameda County understand their personal financing options — from local credit unions and CDFIs to ITIN-friendly lenders. It covers who qualifies, what documents you need, which local institutions actually serve this community, and what traps to avoid. Origen Capital is a directory, not a lender — we help you find the right door to knock on.
Ask Iris. She'll explain it the way it should have been explained the first time.