Personal financing in New Haven County.
County-by-county financing guides. No paperwork. No social. No ID.
13 institutions are headquartered inside the New Haven County line, New Haven included, and 4 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingHome Financing
The doors in New Haven County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Connex Credit UnionCDFI-certifiedPersonal
- Fd Community Credit UnionPersonal · Home · Business capital
- Greater Waterbury Healthcare Credit UnionPersonal
- New Haven BankPersonal · Business capital
- Science Park Credit UnionMinority depositoryPersonal
- IN THIS LIST
7 of the 20 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- The New Haven Police and Municipal Credit UnionMinority depositoryPersonal
- Unity Financial Credit UnionMinority depositoryPersonal · Home
- Capital for ChangeCommunity lending · Business capital
Show the other 5Show fewer
- Community Economic Development Fund I, LLCCommunity lending · Business capital
- First City Fund CorporationCommunity lending
- First Community Bancorp Inc.Community lending
- The Community Economic Development Fund Foundation, Inc.SBA microlenderCommunity lending · Business capital
- Community Investment CorporationBusiness capital
Based elsewhere, with a member-facing office inside the New Haven County line. You can walk in.
- Cornerstone Credit UnionPersonal · Home
- Franklin First Credit UnionPersonal · Home
- Suma Credit UnionPersonal · Home · Business capital
- Usalliance Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide helps solo contractors, small real-estate investors, and working families in New Haven County, Connecticut understand their personal financing options. It highlights local credit unions, CDFIs, and community lenders that actually serve the area — including ITIN-friendly institutions for those without a Social Security number. It also explains Connecticut-specific rules and flags common traps to avoid so you can make confident, informed decisions.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Connex Credit Union · New Haven BankOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Connex Credit Union · Cornerstone Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN NEW HAVEN COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN NEW HAVEN COUNTY →7CT COUNTIES WITH DOORSThe whole stateEvery county in Connecticut, in this same lane.28 institutions fund personal financing inside Connecticut county lines.OPEN THE STATE →
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