
This guide helps solo contractors, small real-estate investors, and working families in Windham County, Connecticut understand their personal financing options — from secured and unsecured loans to ITIN-based credit-building products. It highlights the local intermediaries — credit unions, CDFIs, and SBA-connected lenders — who actually serve this corner of northeastern Connecticut. Federal programs are included as background context, but the real focus is on the people and institutions in your community who can sit across the table from you. Take your time, compare options, and never feel pressured to sign anything you do not fully understand.
Ask Iris. She'll explain it the way it should have been explained the first time.