Personal Financing Guide for Lee County, Florida

This guide helps solo contractors, small investors, and working families in Lee County, Florida understand their personal financing options. It highlights local lenders, credit unions, and community organizations that actually serve the Fort Myers and Cape Coral area — including options for people who use an ITIN instead of a Social Security Number. Federal programs like FHA and SBA are explained as context to help you ask better questions at local institutions. The goal is to help you borrow wisely, protect yourself from predatory products, and build long-term financial stability.