Home Financing Guide for Lee County, Florida

Buying a home in Lee County — whether in Cape Coral, Fort Myers, Lehigh Acres, or Bonita Springs — is very achievable, even if you are self-employed, have a thin credit file, or use an ITIN instead of a Social Security Number. This guide walks you through what home financing looks like in Lee County, who qualifies, what documents you will need, and which local lenders and organizations can actually help you. It also points out the warning signs of predatory lending so you can protect yourself and your family.