Personal financing in Floyd County.
County-by-county financing guides. No paperwork. No social. No ID.
2 institutions are headquartered inside the Floyd County line, and 3 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingHome Financing
The doors in Floyd County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Beka Credit UnionPersonal · Home
- Coosa Valley Credit UnionPersonal · Home · Business capital
Based elsewhere, with a member-facing office inside the Floyd County line. You can walk in.
- Center Parc Credit UnionPersonal · Home · Business capital
- Credit Union 1Personal · Home · Business capital
- Family Savings Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide walks Floyd County, Georgia residents — including solo contractors, small investors, and Spanish-speaking community members — through the personal financing landscape available right here at home. We focus on local credit unions, CDFIs, and ITIN-friendly lenders that actually serve Rome and the surrounding Floyd County area. Federal programs are useful context, but your first call should always be to a trusted local intermediary who knows your situation. Take your time, compare options, and never sign anything you don't fully understand.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN FLOYD COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN FLOYD COUNTY →89GA COUNTIES WITH DOORSThe whole stateEvery county in Georgia, in this same lane.71 institutions fund personal financing inside Georgia county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

