PERSONAL FINANCING · GA

Personal Financing Guide for Chatham County, Georgia

This guide helps solo contractors, small investors, and working families in Chatham County, Georgia understand their personal financing options — from local credit unions and CDFIs to ITIN-friendly lenders. It highlights the local intermediaries that actually serve Savannah and surrounding communities, explains what documents you typically need, and points out common traps to avoid. Origen Capital is a directory, not a lender — this guide is for information only.

§ 01 — What it is

It's a tool, not a trap.

§ 02 — Who qualifies

§ 03 — What you need

§ 04 — Where to start in Chatham County

Four doors worth knowing.

THE DIRECTORY

Every institution below comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

In Chatham County
Carver State BankSavannah
CDFI bank
Personal · Business capital
Center ParcAtlanta
Credit union
Personal · Home · Business capital
CoreStatesboro
Credit union · CDFI-certified
Personal · Home
F A B ChurchSavannah
Credit union · Minority depository institution
Personal
Georgia HeritageSavannah
Credit union
Personal · Home
Georgia's OwnAtlanta
Credit union
Personal · Home · Business capital
GeovistaHinesville
Credit union
Personal · Home
MercySavannah
Credit union
Personal
Savannah PostalSavannah
Credit union · Minority depository institution
Personal · Home
Savannah SchoolsSavannah
Credit union · Minority depository institution
Personal · Home
VystarJacksonville
Credit union · CDFI-certified
Personal · Home · Business capital
Carver Financial CorporationSavannah
CDFI
Community lending
Catalyst Development CORPORATIONSavannah
CDFI loan fund
Community lending · Business capital
Small Business Assistance CorporationSavannah
CDFI loan fund
Community lending · Business capital
Small Business Assistance Corporation (Servicing Southeast GA, and Lowcountry SC)Savannah
SBA microloan intermediary
Business capital
National — works with ITIN
Mission Asset FundSan Francisco

Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

National nonprofit lenderAccepts ITIN
Personal
Accion Opportunity FundSan Jose

Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

National nonprofit lenderAccepts ITIN
Business capital
Grameen AmericaNew York

Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

National nonprofit lenderAccepts ITIN
Business capital
§ 05 — What to avoid

Don't fall into these traps.

§ 06 — Ask a question
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

§ 07 — Part of The Legacy Bridge Network

Four products. One purpose.