Personal financing in Genesee County.
County-by-county financing guides. No paperwork. No social. No ID.
5 institutions are headquartered inside the Genesee County line, and 8 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingHome Financing
The doors in Genesee County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Dort Financial Credit UnionPersonal · Home · Business capital
- Elga Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Financial Plus Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Security Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Metro Community Development, Inc.SBA microlenderCommunity lending · Business capital
Based elsewhere, with a member-facing office inside the Genesee County line. You can walk in.
- Credit Union OneCDFI-certifiedPersonal · Home · Business capital
- Frankenmuth Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Genisys Credit UnionPersonal · Home · Business capital
- Grand Heritage Credit UnionPersonal · Home
- Pfcu Credit UnionPersonal · Home · Business capital
- IN THIS LIST
7 of the 16 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Steuben Citizens Credit UnionPersonal · Home
Show the other 2Show fewer
- Team One Credit UnionPersonal · Home · Business capital
- University of Michigan Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide helps solo contractors, small investors, and working families in Genesee County, Michigan understand their personal financing options — from local credit unions and CDFIs to ITIN-friendly lenders and SBA-connected resources. We name real local institutions that serve this region so you know where to start. Federal programs are here for context, but the focus is on the people and organizations closest to you. Take your time, compare your options, and never feel pressured to sign anything quickly.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Credit Union One · Elga Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Credit Union One · Dort Financial Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN GENESEE COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN GENESEE COUNTY →77MI COUNTIES WITH DOORSThe whole stateEvery county in Michigan, in this same lane.132 institutions fund personal financing inside Michigan county lines.OPEN THE STATE →
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