Personal financing in Lenawee County.

County-by-county financing guides. No paperwork. No social. No ID.

1 institutions are headquartered inside the Lenawee County line, and 1 more keep a branch here. Below, we say which is which.

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Not this lane? Business FinancingHome Financing

In this county2DOORS INSIDE THE COUNTY LINE

1HEADQUARTERED HERE

THE DIRECTORY

The doors in Lenawee County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

THE MAP OF DOORSMichigan

Lenawee County

2: DOORS HERE
1: BASED HERE
77: MI COUNTIES WITH DOORS

At a glance

Lane: Personal Financing
County: Lenawee County · 99K residents
State: Michigan →
Institutions: 112 inside the county line · 1 headquartered here

LEER ESTO EN ESPAÑOL

No agenda

We do not ask for your name, your email, or your number. Nothing on this page changes based on who you are.

Based here vs. serves here

A door is headquartered here when its head office sits inside the county line. The rest are based elsewhere and keep a branch you can walk into. We list both, and we label which is which.

Where this comes from

Every institution on this page comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

Headquartered in Lenawee County1

Lenco Credit UnionAdrian · Credit union
Personal · Home

Keeps a branch in Lenawee County1

Based elsewhere, with a member-facing office inside the Lenawee County line. You can walk in.

American 1 Credit UnionCDFI-certifiedJackson · Credit union
Personal · Home · Business capital

Serving all of Michigan6

Community Promise FCUCDFI-certifiedKalamazoo · Credit union
Personal
Great Lakes Womens Business CouncilSBA microlenderLivonia · CDFI loan fund
Community lending · Business capital
Metro Community Development, Inc.SBA microlenderFlint · CDFI loan fund
Community lending · Business capital
Grand Rapids Opportunities for Women (GROW)Grand Rapids · SBA microloan intermediary
Business capital
Michigan Women's FoundationDetroit · SBA microloan intermediary
Business capital
IN THIS LIST
4 of the 11 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
Northern InitiativesMarquette · SBA microloan intermediary
Business capital

National — works with an ITIN3

Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital
Grameen AmericaAccepts ITINNew York · National nonprofit lender
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A porch at dusk, string lights on, two chairs pulled up — OPEN DOORS IN LENAWEE COUNTY

THE GUIDE

This guide helps solo contractors, small real-estate investors, and working families in Lenawee County, Michigan understand their personal financing options. It highlights local credit unions, CDFIs, and community lenders that actually serve the area — including options for ITIN holders. Federal programs are mentioned for context, but the real opportunity is in knowing which local institutions will sit down with you, review your situation, and work with you toward a practical loan or credit product.

WHO SAYS YES HERE

1CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

American 1 Credit Union

2Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

American 1 Credit Union · Lenco Credit Union

FROM HERE

Same county, another question.

A worn carpenter's bench at first light, hand tools and gloves laid out

Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN LENAWEE COUNTY →

Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN LENAWEE COUNTY →77MI COUNTIES WITH DOORSThe whole stateEvery county in Michigan, in this same lane.132 institutions fund personal financing inside Michigan county lines.OPEN THE STATE →

The Michigan counties with the most doors of this kind

Wayne County37 doors Oakland County28 doors Macomb County24 doors Kent County19 doors Saginaw County15 doors Muskegon County15 doors Ottawa County13 doors Genesee County12 doors

Across the network

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions