Personal financing in Martin County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is based inside the Martin County line. We do not hide that — below are the doors that serve it from the rest of Minnesota.
Not this lane? Business FinancingHome Financing
The doors in Martin County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- African Development CenterSBA microlenderCommunity lending · Business capital
- African Economic Development SolutionsSBA microlenderCommunity lending · Business capital
- First Children's FinanceSBA microlenderCommunity lending · Business capital
- Neighborhood Development CenterSBA microlenderCommunity lending · Business capital
- Northwest Minnesota FoundationSBA microlenderCommunity lending · Business capital
- IN THIS LIST
6 of the 11 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- WomenventureSBA microlenderCommunity lending · Business capital
- Northeast Entrepreneur Fund, Inc.dba Entrepreneur FundBusiness capital
- Southern Minnesota Initiative FoundationBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide helps residents of Martin County, Minnesota — including solo contractors, small real-estate investors, and Spanish-speaking community members — understand personal financing options available close to home. It highlights local credit unions, CDFIs, and community lenders that actually serve this region, explains what documents you typically need, and warns against common predatory traps. Federal programs are mentioned for context, but the focus is on the local intermediaries who can sit across the table from you and help.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN MARTIN COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN MARTIN COUNTY →49MN COUNTIES WITH DOORSThe whole stateEvery county in Minnesota, in this same lane.40 institutions fund personal financing inside Minnesota county lines.OPEN THE STATE →
Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.