Personal financing in Perry County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the Perry County line, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingHome Financing
The doors in Perry County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Richton Bank and Trust CompanyPersonal · Business capital
Based elsewhere, with a member-facing office inside the Perry County line. You can walk in.
- Pine Belt Credit UnionPersonal · Home
- BankFirst Financial ServicesPersonal · Business capital
- First BankPersonal · Business capital
- The Jefferson BankPersonal · Business capital
- BankFirst Capital CorporationCommunity lending
- Communities Unlimited, Inc.SBA microlenderCommunity lending · Business capital
- IN THIS LIST
9 of the 13 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- First Southwest Corporation McComb, MSCommunity lending
- Great Southern Capital CorporationCommunity lending
- Haven Capital CorporationCommunity lending
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide helps solo contractors, small-business owners, and everyday residents of Perry County, Mississippi understand their personal financing options. It highlights local lenders, credit unions, CDFIs, and ITIN-friendly institutions that actually serve this region. Federal programs are included for context, but the focus is on the local people and organizations who can help you most. Take your time, ask questions, and never sign anything you don't fully understand.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Richton Bank and Trust CompanyOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Pine Belt Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN PERRY COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN PERRY COUNTY →61MS COUNTIES WITH DOORSThe whole stateEvery county in Mississippi, in this same lane.104 institutions fund personal financing inside Mississippi county lines.OPEN THE STATE →
Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.