Home financing in Perry County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the Perry County line, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Perry County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Richton Bank and Trust CompanyPersonal · Business capital
Based elsewhere, with a member-facing office inside the Perry County line. You can walk in.
- Pine Belt Credit UnionPersonal · Home
- BankFirst Capital CorporationCommunity lending
- Communities Unlimited, Inc.SBA microlenderCommunity lending · Business capital
- First Southwest Corporation McComb, MSCommunity lending
- Great Southern Capital CorporationCommunity lending
- Haven Capital CorporationCommunity lending
- IN THIS LIST
9 of the 13 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- LiftFund, Inc.SBA microlenderCommunity lending · Business capital
- Renaissance Community Loan Fund, Inc.SBA microlenderCommunity lending · Business capital
- Southwest Security, Inc.Community lending
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide helps solo contractors, first-time buyers, and small real-estate investors in Perry County, Mississippi understand their home financing options. It highlights local credit unions, CDFIs, and ITIN-friendly lenders that actually serve the area, alongside Mississippi-specific programs that can lower your costs. Federal loan programs are useful tools, but your local intermediary — a community lender who knows Perry County — is often the most important relationship you can build. Take your time, compare options, and watch out for the warning signs of predatory lending covered at the end.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Richton Bank and Trust CompanyOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Pine Belt Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN PERRY COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN PERRY COUNTY →44MS COUNTIES WITH DOORSThe whole stateEvery county in Mississippi, in this same lane.33 institutions fund home financing inside Mississippi county lines.OPEN THE STATE →
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