Personal financing in Ward County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Ward County line, but 2 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingHome Financing
The doors in Ward County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Ward County line. You can walk in.
- Credit Union 1Personal · Home · Business capital
- North Star Community Credit UnionPersonal · Home · Business capital
- Lake Agassiz Regional Development CorporationBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
2 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide helps solo contractors, small real-estate investors, and everyday residents of Ward County, North Dakota find honest, accessible financing through local lenders, credit unions, CDFIs, and SBA-connected resources. It explains who qualifies, what documents to gather, and which local institutions actually serve this region. It also highlights state-specific programs through the Bank of North Dakota and warns against common predatory lending traps. Origen Capital is a directory — not a lender — and this guide is here to help you ask the right questions before you sit down with anyone.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN WARD COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN WARD COUNTY →34ND COUNTIES WITH DOORSThe whole stateEvery county in North Dakota, in this same lane.17 institutions fund personal financing inside North Dakota county lines.OPEN THE STATE →
Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.