PERSONAL FINANCING · SC

Personal Financing Guide for Greenville County, South Carolina

This guide helps solo contractors, small real-estate investors, and working families in Greenville County, South Carolina understand their personal financing options. It highlights the local lenders, credit unions, CDFIs, and community organizations that actually serve this region — not just national programs. Whether you have a Social Security number or use an ITIN, there are real options here for you. Take your time, compare your choices, and never feel pressured to sign anything quickly.

§ 01 — What it is

It's a tool, not a trap.

§ 02 — Who qualifies

§ 03 — What you need

§ 04 — Where to start in Greenville County

Four doors worth knowing.

THE DIRECTORY

Every institution below comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

In Greenville County
CaroColumbia
Credit union · CDFI-certified
Personal · Home · Business capital
Carolina FoothillsSpartanburg
Credit union · CDFI-certified · Minority depository institution
Personal · Home · Business capital
CpmNorth Charlesto
Credit union · CDFI-certified
Personal · Home · Business capital
Duke UniversityDurham
Credit union
Personal · Home · Business capital
Family TrustRock Hill
Credit union
Personal · Home · Business capital
FoundersLancaster
Credit union
Personal · Home · Business capital
GreenvilleGreenville
Credit union
Personal · Home · Business capital
Greenville HeritageGreenville
Credit union · CDFI-certified
Personal · Home
Market UsaLaurel
Credit union
Personal · Home · Business capital
MtcGreenville
Credit union
Personal · Home · Business capital
Secured AdvantageSimpsonville
Credit union
Personal · Home
Self-HelpDurham
Credit union · CDFI-certified · Minority depository institution
Personal · Home · Business capital
SharonviewFort Mill
Credit union
Personal · Home · Business capital
South CarolinaNorth Charlesto
Credit union
Personal · Home · Business capital
Spero FinancialGreenville
Credit union · CDFI-certified
Personal · Home · Business capital
TruliantWinston Salem
Credit union · CDFI-certified
Personal · Home · Business capital
CommunityWorksGreenville
CDFI loan fund · SBA microloan intermediary
Community lending · Business capital
National — works with ITIN
Mission Asset FundSan Francisco

Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

National nonprofit lenderAccepts ITIN
Personal
Accion Opportunity FundSan Jose

Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

National nonprofit lenderAccepts ITIN
Business capital
Grameen AmericaNew York

Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

National nonprofit lenderAccepts ITIN
Business capital
§ 05 — What to avoid

Don't fall into these traps.

§ 06 — Ask a question
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

§ 07 — Part of The Legacy Bridge Network

Four products. One purpose.