ORIGENCAPITAL

Business financing in Greenville County.

County-by-county financing guides. No paperwork. No social. No ID.

6 institutions are headquartered inside the Greenville County line, and 11 more keep a branch here. Below, we say which is which.

Not this lane? Home FinancingPersonal Financing

In this county17DOORS INSIDE THE COUNTY LINE
6HEADQUARTERED HERE
15FUND THIS LANE HERE
7OF THOSE, CDFI-CERTIFIED
THE DIRECTORY

The doors in Greenville County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Greenville County6
  • CommunityWorksSBA microlenderGreenville · CDFI loan fund
    Community lending · Business capital
  • Greenville Credit UnionGreenville · Credit union
    Personal · Home · Business capital
  • Mtc Credit UnionGreenville · Credit union
    Personal · Home · Business capital
  • Spero Financial Credit UnionCDFI-certifiedGreenville · Credit union
    Personal · Home · Business capital
  • Greenville Heritage Credit UnionCDFI-certifiedGreenville · Credit union
    Personal · Home
  • IN THIS LIST

    8 of the 20 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • Secured Advantage Credit UnionSimpsonville · Credit union
    Personal · Home
Keeps a branch in Greenville County11

Based elsewhere, with a member-facing office inside the Greenville County line. You can walk in.

  • Caro Credit UnionCDFI-certifiedColumbia · Credit union
    Personal · Home · Business capital
  • Carolina Foothills Credit UnionCDFI-certifiedMinority depositorySpartanburg · Credit union
    Personal · Home · Business capital
  • Cpm Credit UnionCDFI-certifiedNorth Charlesto · Credit union
    Personal · Home · Business capital
  • Duke University Credit UnionDurham · Credit union
    Personal · Home · Business capital
  • Family Trust Credit UnionRock Hill · Credit union
    Personal · Home · Business capital
  • NO SOCIAL SECURITY NUMBER

    3 of these doors accept an ITIN.

    They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

  • Founders Credit UnionLancaster · Credit union
    Personal · Home · Business capital
Show the other 5Show fewer
  • Market Usa Credit UnionLaurel · Credit union
    Personal · Home · Business capital
  • Self-Help Credit UnionCDFI-certifiedMinority depositoryDurham · Credit union
    Personal · Home · Business capital
  • Sharonview Credit UnionFort Mill · Credit union
    Personal · Home · Business capital
  • South Carolina Credit UnionNorth Charlesto · Credit union
    Personal · Home · Business capital
  • Truliant Credit UnionCDFI-certifiedWinston Salem · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN GREENVILLE COUNTY2 minority depositories
THE GUIDE

This guide helps solo contractors, small business owners, and real estate investors in Greenville County, South Carolina understand their financing options clearly and honestly. It focuses on local lenders, CDFIs, credit unions, and community programs that actually serve this region — not just national programs. Whether you have a Social Security number or an ITIN, there are real paths to funding here. Origen Capital is a directory, not a lender — we help you find the right doors to knock on.

WHO SAYS YES HERE
8CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Caro Credit Union · Carolina Foothills Credit Union
16Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Caro Credit Union · Carolina Foothills Credit Union
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions