Personal financing in Hampton County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is based inside the Hampton County line. We do not hide that — below are the doors that serve it from the rest of South Carolina.
Not this lane? Business FinancingHome Financing
The doors in Hampton County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Optus BankPersonal · Business capital
- Security Federal BankPersonal · Business capital
- Ascendus Inc.SBA microlenderCommunity lending · Business capital
- CommunityWorksSBA microlenderCommunity lending · Business capital
- Security Federal CorporationCommunity lending
- IN THIS LIST
5 of the 10 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- CLIMBFundBusiness capital
- Small Business Assistance Corporation (Servicing Southeast GA, and Lowcountry SC)Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps Hampton County residents — including solo contractors, small investors, and Spanish-speaking community members — understand their personal financing options. It highlights local credit unions, CDFIs, and ITIN-friendly lenders that actually serve the Lowcountry region. Federal programs like FHA loans and SBA microloans are useful tools, but local intermediaries are your best first step. Take your time, compare options, and never sign anything you don't fully understand.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN HAMPTON COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN HAMPTON COUNTY →36SC COUNTIES WITH DOORSThe whole stateEvery county in South Carolina, in this same lane.53 institutions fund personal financing inside South Carolina county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

