Personal financing in Union County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Union County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingHome Financing
The doors in Union County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Union County line. You can walk in.
- Siouxland Credit UnionPersonal · Home · Business capital
- Northeast South Dakota Economic Corp.Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
2 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps Union County, South Dakota residents — including solo contractors, small investors, and Spanish-speaking community members — understand their personal financing options. It spotlights local credit unions, community development lenders, and ITIN-friendly institutions that actually serve the county. Federal programs are included as background context, while local intermediaries are the focus. The goal is to help you borrow responsibly, avoid predatory traps, and build lasting financial stability in your community.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN UNION COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN UNION COUNTY →26SD COUNTIES WITH DOORSThe whole stateEvery county in South Dakota, in this same lane.18 institutions fund personal financing inside South Dakota county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

