ORIGENCAPITAL

Personal financing in Union County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Union County line, but 1 keep an office open here. They are below, by name and by town.

Not this lane? Business FinancingHome Financing

In this county1DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Union County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Union County1

Based elsewhere, with a member-facing office inside the Union County line. You can walk in.

  • Siouxland Credit UnionSouth Sioux Cit · Credit union
    Personal · Home · Business capital
Serving all of South Dakota1
  • Northeast South Dakota Economic Corp.Sisseton · SBA microloan intermediary
    Business capital
National — works with an ITIN2
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

2 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A porch at dusk, string lights on, two chairs pulled up
OPEN DOORS IN UNION COUNTY
THE GUIDE

This guide helps Union County, South Dakota residents — including solo contractors, small investors, and Spanish-speaking community members — understand their personal financing options. It spotlights local credit unions, community development lenders, and ITIN-friendly institutions that actually serve the county. Federal programs are included as background context, while local intermediaries are the focus. The goal is to help you borrow responsibly, avoid predatory traps, and build lasting financial stability in your community.

IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions