Business financing in Martin County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Martin County line, but 3 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Martin County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Martin County line. You can walk in.
- Ithink Financial Credit UnionPersonal · Home · Business capital
- Midflorida Credit UnionPersonal · Home · Business capital
- Connect Credit UnionCDFI-certifiedPersonal · Home
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
1 of the 6 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors and small business owners in Martin County, Florida understand their real financing options — from local credit unions and CDFIs to SBA-backed loans and ITIN-friendly lenders. We focus on the local intermediaries that actually serve the Treasure Coast community, not just federal programs in the abstract. Whether you are just starting out or looking to grow, this guide walks you through who qualifies, what documents you need, and how to protect yourself from predatory lenders.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Connect Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Ithink Financial Credit Union · Midflorida Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN MARTIN COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN MARTIN COUNTY →61FL COUNTIES WITH DOORSThe whole stateEvery county in Florida, in this same lane.91 institutions fund business financing inside Florida county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

