Home financing in Queens County.
County-by-county financing guides. No paperwork. No social. No ID.
12 institutions are headquartered inside the Queens County line, and 4 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Queens County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Greater Metro Credit UnionPersonal · Home · Business capital
- Italo-American Credit UnionPersonal · Home · Business capital
- Korean American Catholics Credit UnionMinority depositoryPersonal · Home · Business capital
- Medisys Employees Credit UnionPersonal · Home · Business capital
- Qside Credit UnionPersonal · Home
- IN THIS LIST
3 of the 19 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Triboro Postal Credit UnionPersonal · Home
- Grameen America, Inc.Community lending · Business capital
- Greater Jamaica Local Development Company, Inc.Community lending · Business capital
Show the other 4Show fewer
- Everest Credit UnionMinority depositoryPersonal · Business capital
- Far Rockaway Postal Credit UnionMinority depositoryPersonal
- Paul Quinn Credit UnionMinority depositoryPersonal
- Urban Upbound Credit UnionCDFI-certifiedMinority depositoryPersonal
Based elsewhere, with a member-facing office inside the Queens County line. You can walk in.
- Local 804 Credit UnionPersonal · Home · Business capital
- Municipal Credit UnionMinority depositoryPersonal · Home
- Polish & Slavic Credit UnionPersonal · Home · Business capital
- Sts Peter & Paul Credit UnionPersonal
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Queens County is one of the most diverse housing markets in the United States, and there are real financing pathways for first-time buyers, solo contractors, and immigrant homeowners — including those without a Social Security number. This guide walks you through how home financing works, who qualifies, what documents you need, and which local lenders and community organizations actually serve Queens residents. Take your time, compare options, and lean on trusted local intermediaries before signing anything.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Grameen America, Inc. · Greater Jamaica Local Development Company, Inc.Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Greater Metro Credit Union · Italo-American Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN QUEENS COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN QUEENS COUNTY →56NY COUNTIES WITH DOORSThe whole stateEvery county in New York, in this same lane.100 institutions fund home financing inside New York county lines.OPEN THE STATE →
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