Business financing in Florence County.
County-by-county financing guides. No paperwork. No social. No ID.
4 institutions are headquartered inside the Florence County line, and 5 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Florence County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Palmetto First Credit UnionPersonal · Home
- Pee Dee Credit UnionMinority depositoryPersonal · Home
- S C I Credit UnionPersonal · Home
- Trinity Baptist Church Credit UnionMinority depositoryPersonal
Based elsewhere, with a member-facing office inside the Florence County line. You can walk in.
- Carolina Trust Credit UnionPersonal · Home · Business capital
- Safe Credit UnionPersonal · Home · Business capital
- Sharonview Credit UnionPersonal · Home · Business capital
- South Carolina Credit UnionPersonal · Home · Business capital
- Spc Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
1 of the 12 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Florence County sits at a regional crossroads in the Pee Dee area of South Carolina, with a growing small-business community that includes solo contractors, truckers, retail operators, and real-estate investors. This guide walks you through the main financing types available locally, who typically qualifies, what documents you'll need, and which local and regional organizations can actually help you. Origen Capital is a directory — we point you toward the right doors, we don't lend money. Take your time, compare your options, and lean on local intermediaries who know Florence County's economy.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Spc Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Carolina Trust Credit Union · Safe Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN FLORENCE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN FLORENCE COUNTY →35SC COUNTIES WITH DOORSThe whole stateEvery county in South Carolina, in this same lane.36 institutions fund business financing inside South Carolina county lines.OPEN THE STATE →
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