Home financing in Florence County.
County-by-county financing guides. No paperwork. No social. No ID.
4 institutions are headquartered inside the Florence County line, and 5 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Florence County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Palmetto First Credit UnionPersonal · Home
- Pee Dee Credit UnionMinority depositoryPersonal · Home
- S C I Credit UnionPersonal · Home
- Trinity Baptist Church Credit UnionMinority depositoryPersonal
Based elsewhere, with a member-facing office inside the Florence County line. You can walk in.
- Carolina Trust Credit UnionPersonal · Home · Business capital
- Safe Credit UnionPersonal · Home · Business capital
- Sharonview Credit UnionPersonal · Home · Business capital
- South Carolina Credit UnionPersonal · Home · Business capital
- Spc Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
1 of the 12 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Florence County, South Carolina offers real opportunities for first-time homebuyers, solo contractors, and small real-estate investors — but navigating the local lending landscape takes some know-how. This guide walks you through what home financing is, who qualifies based on Florence County's economy, what paperwork you'll need, which local lenders and community organizations actually serve this area, and how South Carolina's state rules shape your options. We also cover the red flags to watch for so you can protect yourself from predatory lending. Origen Capital is a directory, not a lender — we help you find the right door to knock on.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Spc Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Carolina Trust Credit Union · Palmetto First Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN FLORENCE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN FLORENCE COUNTY →36SC COUNTIES WITH DOORSThe whole stateEvery county in South Carolina, in this same lane.44 institutions fund home financing inside South Carolina county lines.OPEN THE STATE →
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