ORIGENCAPITAL

Business financing in Georgetown County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Georgetown County line, but 1 keep an office open here. They are below, by name and by town.

Not this lane? Home FinancingPersonal Financing

In this county1DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Georgetown County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Georgetown County1

Based elsewhere, with a member-facing office inside the Georgetown County line. You can walk in.

  • South Carolina Credit UnionNorth Charlesto · Credit union
    Personal · Home · Business capital
Serving all of South Carolina7
  • Ascendus Inc.SBA microlenderNew York · CDFI loan fund
    Community lending · Business capital
  • CLIMBFundCharleston · SBA microloan intermediary
    Business capital
  • CommunityWorksSBA microlenderGreenville · CDFI loan fund
    Community lending · Business capital
  • Optus BankColumbia · CDFI bank
    Personal · Business capital
  • Security Federal BankAiken · CDFI bank
    Personal · Business capital
  • IN THIS LIST

    5 of the 11 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • Small Business Assistance Corporation (Servicing Southeast GA, and Lowcountry SC)Savannah · SBA microloan intermediary
    Business capital
  • Security Federal CorporationAiken · CDFI
    Community lending
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN GEORGETOWN COUNTY
THE GUIDE

Georgetown County, South Carolina has a growing network of local lenders, CDFIs, and community institutions that support solo contractors, small business owners, and real estate investors — including those without a Social Security Number. This guide walks you through what financing options look like locally, who qualifies, what documents you'll need, and which institutions actually serve this area. It also covers South Carolina-specific rules and common traps to watch out for so you can make decisions with confidence.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions